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As
appointed agents for the MARAS Group, we are able to
provide information on a variety of insurance policies for both landlords and
tenants, including the following -
Buildings Insurance
Covers the rebuilding or repair of your property following
loss or damage caused by fire, lightning, explosion,
earthquake, aircraft, smoke,
malicious persons, theft (by forcible
means), storm,
flood, escape of water or oil leakage, impact by
vehicle or animal, subsidence, heave or landslip falling
trees, telegraph poles or lampposts. Accidental
damage to bathroom fixtures and fittings, glass and double
glazing, solar panels and ceramic hobs. Includes loss of
rent up to 20% of the sum insured following damage and
increased metered water charges resulting from escape of
water up to £750 (excludes bedsit properties).
Contents Insurance
Cover on a new for old basis for loss or damage
caused by fire, lightning, explosion, earthquake,
aircraft, smoke, malicious persons, theft (by forcible
means), storm,
flood, escape of water or oil leakage, impact by
vehicle or animal, subsidence, heave or landslip falling
trees, telegraph poles or lampposts. Cost of
providing alternative accomodation if the buildings are
rendered uninhabitable by any of the perils covered by
this policy up to 10% of the sum insured. Also includes landlord's liability.
Rental Guarantee & Legal Expenses Insurance
Despite every care with the selection of a tenant, the
unexpected can happen. Tenants may be unable to pay
the rent due to redundancy, accident, sickness,
separation, divorce or even death. Legal experts can
be brought in to resolve the situation quickly but
this can be expensive. This cover includes all of your
legal expenses up to £15,000.
Providing peace of mind for landlords, in the event of a
valid claim this cover will account for the normal monthly
rent you are expecting
from your property (excluding the first
month's lost rent) throughout the life of the policy
(6 or 12 mths available), or until vacant possession is
obtained, whichever is the soonest.
Further details are available on request.
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